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The team was easy to deal with and explained everything to me.
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I was driving my vehicle the day after I filled out my application. All of the staff are polite, friendly, knowledgeable and thorough. I am very pleased with all aspects of the services performed. Thank you.
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Throughout my entire experience I felt absolutely zero pressure and was not rushed into anything. I ended up purchasing a new truck and have been on cloud nine ever since first new anything in my life! Great customer service! Never felt pressured or rushed to make a decision.
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My sales agent was always attentive to questions and compassionate to my personal buying situation. The service level really helped me feel comfortable buying with them! Our car loan approval process is easy, fast, and can have you approved for a new vehicle in a matter of minutes.
Car loans from Canada's largest auto dealer The right time to get driving is now Apply Now. What type of vehicle do you want? Hassle-free car loans Our car loan approval process is simple, easy, and clear.
More choice, more options and lower rates Being the biggest auto dealer in the country also means more choice, more options, with rates and monthly payments that fit your budget. Get approved regardless of your credit history We specialize in helping customers who have been denied for a car loan through traditional banks and lenders. How is your credit? If you have a history of bad credit or have no credit history, they consider you a risk to fail to make your payments.
You can improve your credit situation by opening bank accounts, getting a credit card, or taking out a smaller loan and then making all your payments on time.
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This shows that you are trustworthy and can make your payments on time. If you still have bad credit, there are a number of companies that offer "subprime" leases and loans if you have a pressing need for a car. These will have more restrictive conditions and higher interest payments because you are still considered a risk, but good financial companies will make sure to work with you to find a vehicle that you can still afford. There are three different ways of buying or paying for a vehicle, each with their own benefits and drawbacks. Financing a vehicle , or taking out a loan to pay for it, is generally more appealing to car shoppers in Ontario.
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Here are the pros vs cons:. Here are the pros and cons of this option:. It's important that you know ahead of time what your wants and needs are when buying a car. If you're going to drive it more than average you will have to worry about penalty fees if you lease it, for example. But if you're only going to use it sparingly and want to save on payments, you can constantly upgrade to a new vehicle every few years and save every month.
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With these three payment options, you have a few different ways of buying a vehicle. Each has their benefits and their drawbacks, and if you do your research you should be able to determine what method would be the most beneficial for your situation. If you always want to be driving a new car every few years and won't use it in a way to incur any penalty fees, then leasing is for you. If you want to own the same car for many years without any restrictions, then financing would be best.
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Or, if you have a lot of cash you can buy the car outright and save yourself a lot of money in interest payments. It's your choice! How Lease Payments Are Calculated? Leasing a Car in Ontario When you lease a vehicle, you enter into a contract with a dealership or leasing company that provides you with use of the car for a set period of time. There are a few benefits to leasing a car: Lower Monthly Payments — you only pay for the depreciation in value of the car not its full value Shorter Terms — leases usually don't last as long Newer Cars — because you don't buy the car you can choose instead to lease another new car at the end of the term However, there are restrictions on what you can do with the vehicle that come with extra cost penalties if you do not adhere to them-one example is a limit on how many kilometers per year you can drive it.
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